We're here to help your business, large or small. That's why we offer all types of loans to meet your business needs.
Building a Good Business
"They are invested in and excited about our success."
Amy Alcorn | Alcorn Construction, CEO
Business Lines of Credit
Give your business the flexibility it needs to take advantage of every opportunity.
FirstBank offers several lending options for businesses that require flexibility in their financing to appropriately manage cash and to handle seasonality, bulk ordering, or bridging an A/R gap.
Healthcare Practice Loans
FirstBank provides financing for medical, dental, and other healthcare professionals to help your practice thrive.
Our lenders will work with you to understand your exact needs and identify the financing appropriate for you to achieve your goals.
Business Credit Cards
Manage your business expenses with a FirstBank business credit card.
The FirstBank Visa Business Credit Card gives you cash back for purchases. We're here to help you easily manage your business expenses, giving you more time to run your business.
FirstCash Reward Program
Make money by spending money with 1% cash back on all purchases made to your FirstBank Rewards Visa with FirstCash.
Owner Occupied Commercial Real Estate Financing
No more landlord, no more rent payments.
Owning your commercial real estate rather than leasing can be very impactful to your business's bottom line. It allows you to build equity, potentially improve cash flow, and provides many tax advantages. If you plan on occupying 51% or more of the property's space, you may qualify for Owner Occupied Real Estate Financing.
Acquisition or Expansion Loans
If you're looking to grow your current business, you're in the right spot.
Your business is ready to expand, and obtaining an acquisition or expansion loan can help you do that. Whether you're looking to acquire a comparable company, launch a new product, or hire more staff, FirstBank can help you get there.
Equipment and Fleet Loans
Get the equipment your business needs to grow.
Our easy financing options give you the ability to take your business to the next level. Replacing old or acquiring new equipment can allow your business to expand or optimize its performance.
Small Business Administration (SBA) Loans
Approved to offer SBA loan products under the SBA's Preferred Lender programs.
As a SBA Preferred Lender, FirstBank has the knowledge and resources to help your small business get the financing it needs
SBA 7(a)
The SBA 7(a) Loan Program provides many solutions for small businesses. SBA 7(a) loans can also be used for business transactions with a collateral deficiency, like a business acquisition or a partnership buy-in or buy-out.
SBA 504
SBA 504 Loans provide financing for major fixed assets, like equipment or real estate. Borrow up to 90% of the total acquisition costs, plus other costs associated with necessary improvements to the property.
Business Letters of Credit
You're not alone. We have your business's back.
If you're looking to purchase large equipment, meet requirements for bonding on a construction project, or hope to establish a relationship with new suppliers, we'll vouch for your business.
Business Cash Reserves
Let FirstBank help you manage your cash flow and protect your business account from overdrafts
A Business Cash Reserve is a line of credit attached directly to your business checking account. If your checking account runs short of available funds to cover transactions, funds are automatically advanced to help bridge gaps in your cash flow cycle without causing an overdraft. For more information, or to apply, please visit any location or give us a call.