FirstBank Business Credit Cards

Earn 1% cash back on all purchases with no annual fee.

Make money by spending money with 1% cash back on all purchases made to your FirstBank Rewards Visa with FirstCash. Watch your cash back reward grow with no limit on the amount you can earn!

Annual Percentage Rate (APR) for Purchases:

15.40%

Annual Percentage Rate (APR) for Balance Transfer:

18.40%

APR for Cash Advances:

18.40%

Introductory Annual Percentage Rate (APR) for Purchases:

0.00%

Annual Percentage Rate (APR) for Purchases:

15.40%

Introductory Annual Percentage Rate (APR) for Balance Transfer:

0.00%

Annual Percentage Rate (APR) for Balance Transfer:

18.40%

APR for Cash Advances:

18.40%

Annual Fee:

  • FirstClass Rewards:

$0

  • Launch Card:

$35

International Transaction Fee:

2%

Balance Transfer:

2.5%

($2 minimum)

Cash Advance:

2.5%

($2 minimum)

Late Payment:

$25

This disclosure information is accurate as of April 1, 2016. You may contact our representatives at 303-237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.

Introductory APR

A lower APR rate ("Introductory Rate") may apply to your account or to certain transactions in your account for a specified period of time ("Introductory Period") in connection with special promotions that we may offer. The Introductory Period will end earlier if you do not pay the minimum payment due for any billing period within 60 days of the payment due date. After the Introductory Period, interest will be imposed against any outstanding balance at the end of your billing cycle at the applicable APR rate that has been disclosed to you. Launch credit card accounts and all accounts with a credit limit exceeding $25,000.00 are not eligible for the Introductory Rate.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.

Minimum Interest Charge

There is no minimum interest charge.

Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

How We Will Calculate Your Balance

We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.

Verified by Visa

Verified by Visa is a free service that can protect your FirstBank Visa credit card from unauthorized use during online purchases at participating merchants.

To apply for a FirstBank Credit Card, call us at 1-800-964-3444 or visit any FirstBank location.

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FirstCash Reward Program

Make money by spending money with 1% cash back on all purchases made to your FirstBank Rewards Visa with FirstCash. Watch your cash back reward grow with no limit on the amount you can earn! Designate an account for your rewards to be deposited (back to your credit card or deposited into your FirstBank checking or savings account) and choose when you want to redeem (monthly, quarterly, annually, etc.). No annual fees and automatic enrollment. Certain restrictions apply.

FirstBank Launch Card

Use your FirstBank Launch Credit Card to help build your credit.

To redeem your rewards, please contact us at 303-237-5000, or 1-800-964-3444.

Using the FirstBank Business Credit Card instead of a personal check or your personal credit card makes it easy to organize your expenses. You can determine if it is a business expense at the time of purchase, not at the end of the month when you reconcile your bank statements. It may even make tax return preparation easier.

We offer management reports which provide a complete, easy to understand analysis of business expenses. Reports include: cardholder detail reports, cardholder summary reports, company summary reports, and more. Examples of management reports are available upon request.

Verified by Visa

Verified by Visa is a free service that can protect your FirstBank Visa credit card from unauthorized use during online purchases at participating merchants.

Registering for the service is quick, easy and FREE! No special software is required. You can register before you make your online purchase or during your purchase directly from the merchant's website, whichever is more convenient.

If you already have a Verified by Visa password and would like to update your information, please select the link below.

  • APR will vary with the market based on the Wall Street Journal Prime Rate.