FirstBank Icon Visa Signature Credit Card

With a FirstBank credit card, you can choose the design that's right for you.

Credit card with Bear Lake design.
Credit card with cactus design.
Credit card with CA flag design.
Credit card with CO flag design.
Credit card with golf course design.
Credit card with Grand Canyon design.
Credit card with FirstBank Icon design.
Credit card with joshua tree design.
Credit card with Maroon Bells design.
Credit card with Monument Valley design.
Credit card with ski lift design.
Credit card with wave design.
Credit card with Yosemite design.

Maximize your rewards with the FirstBank Icon Credit Card.

Choose the FirstCash rewards program for 2% cash back on all gas station and grocery store purchases or the FirstClass rewards program for 3% cash back on all travel related purchases. Either way, you still get 1% cash back on all other purchases with no annual fee.

Annual Fee

$0

Annual Percentage Rate

for purchases

15.90%

Choose the right rewards program for you.

FirstCash Rewards

Our FirstCash rewards program offers 2% Cash Rewards on gas station and grocery store purchases along with 1% Cash Rewards on everything else.

OR

FirstClass Rewards

If you're more of a traveler, you might want to select the FirstClass rewards program. Earn 3% Cash Rewards on airline, hotel and car rental purchases along with 1% Cash Rewards on everything else.

$0

Annual Fee

15.90%

APR for Purchases

2%

Cash Back

3%

Travel Rewards

That's right. No annual fee for a FirstBank Icon Credit Card.

To redeem your rewards, please contact us at 303-237-5000, or 1-800-964-3444.

  • Gas, grocery store, and travel purchases are based on merchant codes setup by the business. FirstBank does not have the ability to control how a merchant chooses to classify their business and determines the percentage of FirstCash Reward Dollars earned based strictly on the merchant code provided by the business.

Introductory Annual Percentage Rate (APR) for Purchases:

0.00%

Annual Percentage Rate (APR) for Purchases:

15.90%

Introductory Annual Percentage Rate (APR) for Balance Transfer:

0.00%

Annual Percentage Rate (APR) for Balance Transfer:

18.90%

Annual Percentage Rate (APR) for Cash Advances:

18.90%

Annual Fee:

None

International Transaction Fee:

  • FirstClass Rewards:

None

  • FirstCash Rewards:

2%

Balance Transfer:

2.5%

($2 minimum)

Cash Advance:

2.5%

($2 minimum)

Late Payment:

$25

Introductory APR

The Annual Percentage Rate (APR) for the first 6 months that your account is open.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.

Minimum Interest Charge

There is no minimum interest charge.

Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

How We Will Calculate Your Balance

We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.

Verified by Visa

Verified by Visa is a free service that can protect your FirstBank Visa credit card from unauthorized use during online purchases at participating merchants.

This disclosure information is accurate as of July 3, 2017. You may contact our representatives at 303-237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.

To apply for a FirstBank Credit Card, call us at 1-800-964-3444 or visit any FirstBank location.

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Minimum Interest Charge

There is no minimum interest charge from FirstBank, nor is there a minimum interest charge fee. Check the current interest rate above as that is the rate of interest paid on outstanding balances. Nice and simple, the way it should be.

How We Will Calculate Your Balance

We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.

Fine print & Fees

Annual Percentage Rate:

  • for Purchases: 15.90%.
  • for Balance Transfers: 18.90%.
  • for Cash Advances: 18.90%.

Annual Fee: None
Monthly Fees: None
Minimum Finance Charge: None

Transaction Fees:

  • for Cash Advances and Balance Transfers: 2.5% or $2, whichever is greater.
  • for International Transactions:
    • FirstClass Rewards: None
    • FirstCash Rewards: 2% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.

Penalty Fees:

  • Late Payment: up to $25.00.

Disclosures

  • APR will vary with the market based on the Wall Street Journal Prime Rate.