FirstBank Personal Credit Cards

Choose the best credit card option for you. And with travel expenses and cash as options, it's sort of hard to go wrong.

Classic FirstBank Visa

Make money by spending money with 1% cash back on all purchases made to your FirstBank Rewards Visa with FirstCash.

$0

Annual Fee

1%

Cash Back

Or

1pt/$

Travel Rewards

FirstBank Icon Visa

Our Icon Visa credit card features even more cash back plus additional perks such as accident insurance and purchase security.

$0

Annual Fee

2%

Cash Back

Or

3%

Travel Rewards

FirstBank Launch Visa

Limit your exposure and make strides toward financial success with the FirstBank Launch Visa. Perfect for building credit.

$35

Annual Fee

Bitten by the travel bug? Our FirstClass program will reward you for that.

No enrollment forms necessary, we'll take care of it.

With our FirstCash cash back Visa, you can turn groceries into Benjamins.

Note: Our credit cards don't actually do magic.

To apply for a FirstBank Credit Card, call us at 1-800-964-3444 or visit any FirstBank location.

Why Choose a FirstBank Credit Card? Online access, 24/7 customer service, zero liability on fraudulent transactions, 10 day grace period on late payments, extended warranties on purchases – just to name a few reasons.

With a FirstBank credit card, you can choose the design that's right for you.

  • CO Flag
  • Maroon Bells
  • Ski Lift
  • Bear Lake
  • Cactus
  • Grand Canyon
  • Monument Valley
  • Golf Course
  • CA Flag
  • Joshua Tree
  • Yosemite
  • Wave

Interest Rates and Interest Charges

Introductory Annual Percentage Rate (APR) for Purchases

0.00%

Annual Percentage Rate (APR) for Purchases

15.40%

Introductory APR for Balance Transfer

0.00%

APR for Balance Transfer

18.40%

APR for Cash Advances

18.40%

0.00% Introductory APR for the first 6 months that your account is open for certain accounts (Classic Credit Cards and Icon Credit Cards only).

The APR(s) will vary with the market based on the Wall Street Journal Prime Rate.

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date. There is no minimum interest charge.

Additional Fees and Charges

Transaction Fees:

  • Cash Advance and Balance Transfer: 2.5% or $2, whichever is greater.

Foreign Transactions:

  • FirstCash: 2% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.

Penalty Fees:

  • Late Payment: $25.00

To calculate your balance we use a method called "average daily balance (including new purchases)."

This disclosure information is accurate as of April 1, 2016. You may contact our representatives at 303-237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.

Verified by Visa

Verified by Visa is a free service that can protect your FirstBank Visa credit card from unauthorized use during online purchases at participating merchants.

Registering for the service is quick, easy and FREE! No special software is required. You can register before you make your online purchase or during your purchase directly from the merchant's website, whichever is more convenient.

How Verified by Visa Works:

  1. Register for Verified by Visa.
  2. Use your FirstBank Visa credit card at participating online merchants.
  3. Enter your secret Verified by Visa password when asked.
  4. Submit your password, and your online transaction will be processed as normal.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Read Credit Card Agreement