Choose from a dozen new credit card designs

FirstBank Personal Credit Cards

Earn some pretty amazing rewards (think flights, hotels, car rentals or cash, not toasters) with a Visa credit card from FirstBank.

To apply for a FirstBank Credit Card call us at 800-964-3444 or visit any FirstBank location.

With FirstBank, you'll get:

  • Free Online Banking with eStatements
  • Mobile Banking
  • Alerts
  • 24/7 Live Call Center


Choose the best credit card option for you. And with travel expenses and cash as options, it's sort of hard to go wrong.

To redeem your rewards, please contact us at 303-237-5000 or 1-800-964-3444.

Chip credit card

Classic FirstCash Reward Program

Make money by spending money with 1% cash back on all purchases made to your FirstBank Rewards Visa with Standard FirstCash.

Classic FirstClass Reward Program

Earn 1 point for every $1 spent. Use your points to receive discounts on airline tickets, hotel rooms or car rentals.

FirstBank Signature card

Icon FirstCash Reward Program*

Earn 2% Cash Rewards on all gas station and grocery store purchases along with 1% Cash Rewards on everything else.

Icon FirstClass Reward Program*

Earn 3% Cash Rewards on all airline, hotel and car rental purchases along with 1% Cash Rewards on everything else.

Visit for more information about Visa Signature.

Chip credit card

FirstBank Launch Credit Card

Use your FirstBank Launch Credit Card to help build your credit.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases


This APR will vary with the market based on the Wall Street Journal Prime Rate.

APR for Cash Advances


This APR will vary with the market based on the Wall Street Journal Prime Rate.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.

Minimum Interest Charge

There is no minimum interest charge.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau ».


Annual Fee

  • FirstClass Rewards


  • FirstCash


  • FirstBank Launch


Transaction Fees

  • Cash Advance

4% or minimum of $10, no maximum.

  • Foreign Transaction

FirstClass Rewards: None
FirstCash: 2% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.

Penalty Fees

  • Late Payment

Up to $25.00

How We Will Calculate Your Balance

We use a method called "average daily balance (including new purchases)."

This disclosure information is accurate as of November 30, 2015. You may contact our representatives at (303) 237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.

Verified by Visa

Verified by Visa is a free service that can protect your FirstBank Visa credit card from unauthorized use during online purchases at participating merchants.

Registering for the service is quick, easy and FREE! No special software is required. You can register before you make your online purchase or during your purchase directly from the merchant's website, whichever is more convenient.

How Verified by Visa Works

  • Register for Verified by Visa.
  • Use your FirstBank Visa credit card at participating online merchants.
  • You will be asked to enter your secret Verified by Visa password.
  • After your password is submitted, your online transaction will be processed as normal.
Register Now

If you already have a Verified by Visa password and would like to update your information, please select the link below.

Update Information »

Read Credit Card Agreement »

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