If you're a traveler, the FirstClass rewards program is for you. Earn points to redeem on airline tickets, hotel rooms or car rentals with no blackout dates or airline restrictions. Or, earn 1% cash back on all your purchases with the FirstCash rewards program including no limit to the amount of cash back you can earn.
Annual Percentage Rate
Our FirstCash rewards program offers 1% cash back on all your purchases, with no limit to the cash back you can earn. Make any purchase, get 1% cash back – it's that simple.
If you're more of a traveler, you might want to select the FirstClass rewards program. Earn 1 point for every dollar you spend. You can then use your points to receive discounts on airline tickets, hotel rooms or car rentals. No blackout dates or purchases restrictions. Book your travel plans with whoever you want, however you want.
APR for Purchases
Introductory Annual Percentage Rate (APR) for Purchases:
Annual Percentage Rate (APR) for Purchases:
Introductory Annual Percentage Rate (APR) for Balance Transfer:
Annual Percentage Rate (APR) for Balance Transfer:
Annual Percentage Rate (APR) for Cash Advances:
Up to $35
(Waived if the balance owed is less than $20)
The Annual Percentage Rate (APR) for the first 6 months that your account is open.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.
Minimum Interest Charge
There is no minimum interest charge from FirstBank, nor is there a minimum interest charge fee. Check the current interest rate above as that is the rate of interest paid on outstanding balances. Nice and simple, the way it should be.
How We Will Calculate Your Balance
We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.
Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.