FirstBank Classic Visa Credit Card

With a FirstBank credit card, you can choose the design that's right for you.

Credit card with Traditional FirstBank design.
Credit card with CO flag design.
Credit card with Maroon Bells design.
Credit card with Union Station design.
Credit card with Bear Lake design.
Credit card with cactus design.
Credit card with Monument Valley design.
Credit card with golf course design.
Credit card with CA flag design.
Credit card with Yosemite design.
Credit card with wave design.

FirstBank's Classic Visa Credit Card offers two rewards programs to choose from with no annual fee.

If you're a traveler, the FirstClass rewards program is for you. Earn points to redeem on airline tickets, hotel rooms or car rentals with no blackout dates or airline restrictions. Or, earn 1% cash back on all your purchases with the FirstCash rewards program including no limit to the amount of cash back you can earn.

Annual Fee


Annual Percentage Rate

for purchases


Choose the right rewards program for you.

FirstCash Rewards

Our FirstCash rewards program offers 1% cash back on all your purchases, with no limit to the cash back you can earn. Make any purchase, get 1% cash back – it's that simple.


FirstClass Rewards

If you're more of a traveler, you might want to select the FirstClass rewards program. Earn 1 point for every dollar you spend. You can then use your points to receive discounts on airline tickets, hotel rooms or car rentals. No blackout dates or purchases restrictions. Book your travel plans with whoever you want, however you want.


Annual Fee


APR for Purchases


Cash Back


Travel Rewards

That's right. No annual fee for a FirstBank Classic Credit Card.

To redeem your rewards, please log in to Online Banking and go to Card Management, or contact us at 303-237-5000, or 1-800-964-3444.

Introductory Annual Percentage Rate (APR) for Purchases:


Annual Percentage Rate (APR) for Purchases:


Introductory Annual Percentage Rate (APR) for Balance Transfer:


Annual Percentage Rate (APR) for Balance Transfer:


Annual Percentage Rate (APR) for Cash Advances:


Annual Fee:


International Transaction Fee:
  • FirstClass Rewards:


  • FirstCash Rewards:


Balance Transfer:


($2 minimum)

Cash Advance:


($2 minimum)

Late Payment:

Up to $35

(Waived if the balance owed is less than $20)

Introductory APR

The Annual Percentage Rate (APR) for the first 6 months that your account is open.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.

Minimum Interest Charge

There is no minimum interest charge from FirstBank, nor is there a minimum interest charge fee. Check the current interest rate above as that is the rate of interest paid on outstanding balances. Nice and simple, the way it should be.

How We Will Calculate Your Balance

We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.

Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

This disclosure information is accurate as of July 1, 2019. You may contact our representatives at 303-237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.

To apply for a FirstBank Credit Card, call us at 1-800-964-3444 or visit any FirstBank location.

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  • APR will vary with the market based on the Wall Street Journal Prime Rate.