FirstBank Classic Visa Credit Card

FirstBank's Classic Visa Credit Card offers two rewards programs to choose from with no annual fee.

Classic Credit Card

If you're a traveler, the FirstClass rewards program is for you. Earn points to redeem on airline tickets, hotel rooms or car rentals with no blackout dates or airline restrictions. Or, earn 1% cash back on all your purchases with the FirstCash rewards program including no limit to the amount of cash back you can earn.


Annual Fee


APR for Purchases

Tap to pay for fast, easy and secure checkout with a FirstBank Visa Credit Card.

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Choose the right rewards program for you.

FirstCash Rewards

Our FirstCash rewards program offers 1% cash back on all your purchases, with no limit to the cash back you can earn. Make any purchase, get 1% cash back – it's that simple.


FirstClass Rewards

Earn 1 point for every dollar spent. You can then use your points to receive discounts on airline tickets, hotel rooms or car rentals. No blackout dates or purchases restrictions.


Annual Fee


APR for Purchases


Cash Back


Travel Rewards

To redeem your rewards, please log in to Online Banking and go to Card Management, or contact us at 303-237-5000 or 1-800-964-3444.

Classic Credit Cards on the annual rewards schedule must earn a minimum of $10 in the year or the rewards will be forfeited.

Introductory Annual Percentage Rate (APR) for Purchases:


Annual Percentage Rate (APR) for Purchases:


Introductory Annual Percentage Rate (APR) for Balance Transfer:


Annual Percentage Rate (APR) for Balance Transfer:


Annual Percentage Rate (APR) for Cash Advances:


Penalty APR and when it applies:


Annual Fee:


International Transaction Fee:
  • FirstClass Rewards:


  • FirstCash Rewards:


Balance Transfer:


($2 minimum)

Cash Advance:


($2 minimum)

Late Payment:

Up to $35

(Waived if the balance owed is less than $20)

Introductory APR

The Annual Percentage Rate (APR) for the first 6 months that your account is open.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and convenience checks on the transaction date.

Minimum Interest Charge


How We Will Calculate Your Balance

We use a method called "average daily balance," including new purchases. To compute the average daily balance, each day's balance for the billing cycle is summed then divided by the number of days in the cycle.

Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

This disclosure information is accurate as of March 1, 2023. You may contact our representatives at 303-237-5000, or at 1-800-964-3444, to obtain any changes in the information disclosed above.

To apply for a credit card, call us at 1-800-964-3444 or visit any FirstBank location.

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Stick with the sleek color cards or opt for one of our beautiful photographic card designs. Beauty is in the eye of the cardholder.

  • Credit card design - CO Flag
  • Credit card design - CO Landscape
  • Credit card design - CO Union Station
  • Credit card design - AZ Cactus
  • Credit card design - AZ Golf
  • Credit card design - AZ Havasu Falls
  • Credit card design - CA Yosemite
  • Credit card design - CA Beach
  • Credit card design - CA Wave
  • Credit card design - Classic

To choose a new Credit Card design call us at 1-800-964-3444 or visit any FirstBank location.


  • APR will vary with the market based on the Wall Street Journal Prime Rate.
  • The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. © 2018 Visa. All Rights Reserved.