Questions? 800-964-3444, www.efirstbank.com

Compare Home Equity Loans

Home equity loans the way they should be: fair and honest, with competitive rates and minimal fees.
 

Why you'll love FirstBank »

 
  Term Loan
Amounts
Rate (1,2)    

Home Equity Installment Loan »

Borrow a specific amount and make fixed payments over a certain period of time. 3–15 years $3,000 minimum 5.85% APR fixed rate (5–year term) Learn more »

Home Equity Line of Credit »

Have money available when you need it with no interest until you use it. Up to 10 years $5,000 minimum 4.25% APR adjustable rate Learn more »

Home Equity Cash Reserve »

Protect your account from overdrafts, make purchases, or obtain cash when you need it. Up to 10 years Variable Contact us for rates Learn more »
 

Apply Online or call us at 800–964–3444 or visit any branch location.

 

With FirstBank, you’ll get:

 
  • Honesty – We don’t work on commission and will help you find the right loan for you.
  • Low Rates and Fees – We have very competitive rates and keep your costs low.
  • Over 115 Locations
  • Over 200 ATMs
  • Internet Banking
  • Mobile Banking
  • Text & Email Alerts
  • 24 Hour Telephone Banking
 
  • 1 – Home Equity Installment Loan Disclosures: Annual Percentage Rate (APR). Monthly payment of approximately $192.14 based on a $10,000 loan at an interest rate at 5.74% for 5 years. Fees may vary among different trade areas. This offer is valid on owner occupied residences located within FirstBank’s trade area. Maximum loan–to–value up to 80% less prior mortgages. Automatic payments from a new or existing FirstBank account are required. Other rates and terms available. Limited Time Offer.
  • 2 – Home Equity FirstLine of Credit Disclosures: The rate is a variable rate based on Wall Street Journal Prime + 0.0% for loans with an 80% loan to value less prior mortgages on owner–occupied residences. As of 1/2/2009 this rate was 3.25%. The minimum Annual Percentage Rate is 4.25%. The rate may change on the first business day of each month, but will never exceed 21.0%. Minimum loan is $5,000. Maximum term is 10 years. Property insurance and hazard insurance are required on the property securing the line. All closing fees apply which can typically range from $150–$800. There is an annual commitment fee of $75.00. Minimum monthly payments are required. There may be a balloon payment due at the end of the term. Offer available to new Consumer Home Equity FirstLine customers. Higher loan to values and other terms available. Limited Time Offer. An appraisal fee may be applicable.
 
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