Questions? 800-964-3444,

FirstBank Home Equity Cash Reserve

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What is it?

Protect your account from overdrafts, make purchases, or obtain cash when you need it with a Home Equity Cash Reserve.

Apply for your Home Equity Cash Reserve online.   

What do I get?

  • Free Internet Banking with eStatements
  • Free Mobile Banking*
  • Free Alerts*
  • Free Bill Pay**
  • Visa Check Card
  • 24/7 Live Call Center

hide this Details

The Cash Reserve is a personal line of credit attached directly to your checking account.

  • View details about your loan online
  • Schedule automatic payments from a FirstBank account
  • Interest may be tax-deductible. Please consult your tax advisor
  • If your checking account runs short of funds to cover transactions, funds are automatically advanced from the available credit in your Home Equity Cash Reserve.
  • In addition to avoiding service charges on returned checks, your Cash Reserve gives you increased purchasing power and greater flexibility.
  • You can write checks or use your check card to make purchases or withdraw cash from the available funds in your checking account plus the credit available in your Cash Reserve. Interest accrues only on the outstanding balance, and minimum monthly payments on outstanding balances will automatically be deducted from your checking account. Please contact us for current interest rates.

hide this Apply

Apply Online or call us at 800–964–3444 or visit any branch location.

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Apply for a loan online in less than 5 minutes.

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  • *While there is no fee from FirstBank, connectivity and usage rates may apply. Contact your wireless service provider for more details.
  • **If you sign up for the Optional Bill Pay service and less than three bill payments are made per month, a $5 inactivity fee will be assessed.
  • An appraisal fee may be applicable.
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