The Bloom Package is a checking and savings account bundle. When you pay for something today, you can save for something tomorrow plus you get premium interest rates in your savings account. You spend, you save, you earn - it's that easy.
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Checking Account Details
Meet any of the following to waive the monthly service fee:
Maintain a daily $1,500 minimum balance in your Bloom Checking account.
Maintain $5,000 in combined average monthly balance across your FirstBank personal accounts.
Receive a monthly aggregate of $500 in qualifying ACH direct deposits to your Bloom Checking account.3
Savings Account Details
$0 Minimum Balance.
With qualifying transactions, automatically save a custom amount you set between $0-$99.99.4
Earn premium interest with your Bloom Savings account.
Bloom Package5 customers must maintain the following components - Bloom Checking, Bloom Savings, Online Banking with eStatements6, and FirstBank Visa Debit Card. There is limited check writing with the Bloom Package. The Bloom Savings account has a $.10 per item service fee should deposited items exceed 25 per month.
Interest Rates8
An easy way to spend, save, and earn. When you pay for something today, you can save for something tomorrow plus you get premium interest rates in your savings account.
Interest rates for daily balance apply only to the Bloom Savings Account balance.
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Disclosures
- The Climb account is a checkless account and generally does not allow overdrafts.
- Monthly service fee is automatically waived for the first 90 days of account opening.
- Qualifying ACH deposit consists of payroll, pension, Social Security or other recurring government benefits.
- Certain restrictions and requirements apply. For each Visa Debit Card, Bill Pay, or Electronic Funds Transfer transaction, FirstBank will transfer an amount you specify from your Bloom Checking account to your Bloom Savings account. You may specify a fixed amount between $0 and up to $99.99 or choose to round transactions to the next dollar and transfer the difference. The default amount is set to $1.00 and can be changed in Online Banking.
- The first three checks that present on the Bloom Checking account during statement cycle have no fee. There is a $1.00 fee for each check that presents on the account after the third during a statement cycle.
- Online Banking is free with eStatements or $3 per month with paper statements.
- You must maintain the following components to receive this promo - Bloom Checking, Bloom Savings, Online Banking, eStatements, and Visa Debit Card. If $500 is automatically transferred from your Bloom Checking to your Bloom Savings after 12 months of the opening date of the accounts then a $25 bonus will be deposited into your Bloom Checking account. Limit one gift award per household, per 12-month period. Limit one gift per account. The $25 is considered interest and is subject to IRS and other tax reporting. Offer subject to change at the sole discretion of FirstBank.
- The interest rates and Annual Percentage Yield (APY) are effective from Wednesday or the first business day of the month to the following Tuesday or first business day of the month. The interest rate and APY may change after the account is opened, every Wednesday, and on the first business day of each month. These rates apply only to Colorado accounts. You must have a physical address in Colorado to receive Colorado rates. Fees can reduce earnings on the account.