FirstBank Health Savings Account

Be prepared for any health-related expenses with a Health Savings Account, a great way to manage medical costs.

Open your Health Savings Account over the phone or at any of our convenient locations.

Open your Health Savings Account over the phone at 303-238-9000 .

With FirstBank, you'll get:

  • Free Online Banking with eStatements
  • Mobile Banking
  • Alerts
  • Bill Pay
  • A Visa Check Card
  • 24/7 Live Call Center


Information is for Colorado

Health Savings Accounts, or HSAs, are tax-favored consumer savings arrangements for individuals and families covered by high deductible health plans (HDHPs).

An HSA is an IRA-like account that is designed exclusively for covering medical expenses incurred by the HSA owner, the HSA owner’s spouse and his or her dependents.

  • HSA contributions (by the HSA owner) are excluded from taxable income.
  • HSA earnings are tax-deferred.
  • If used for qualified medical expenses, HSA assets are never taxed.

Annual Fee:


Tax Benefits

  • HSA assets may be used without penalty for retirement once the HSA owner turns age 65. If not used for medical expenses, however, they will be subject to income taxes.
  • Upon death, HSA assets become the property of a named death beneficiary, or of the HSA owner's estate. A spouse may treat the assets as his or her own HSA, while non-spouse death beneficiaries must treat such assets as ordinary taxable income.

Interest Rates*:


  • Great interest rate.
  • Unlimited check writing.
  • Visa HSA Card and ATM access.

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